Are you taking advantage of the best interest rates available?
Are you taking advantage of the best interest rates available?
With the recent decrease in the Cash Rate by the Reserve Bank for the first time since August 2016, are your loan interest rates the best available? The Australian mortgage market has been constantly changing, impacted by the Banking Royal Commission and other regulatory interventions. This  in turn has seen interest rates moving all over […]
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Finance EoFY Wrap-up
Finance EoFY Wrap-up
Finance Market It has been an interesting year for the finance market with a lot of uncertainty which was highlighted in the way of a royal commission. The BIG4 banks were put under the microscope but tried their best to shift the spotlight to every other part of their world. This meant that the mortgage […]
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Mortgage Broker, Mitchell Cleary Awarded Best Newcomer
Mortgage Broker, Mitchell Cleary Awarded Best Newcomer
Leading mortgage group Custom Equity has recognised its top-performing brokers at an awards ceremony and dinner during its national conference over 3 days at Cape Schanck Resort on the Mornington Peninsula and we are very proud to announce that mortgage broker, Mitchell Cleary from the Allan Hall Finance Team has been announced as Best Newcomer […]
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Do you know your borrowing capacity?
Do you know your borrowing capacity?
With the Royal Commission into the Banking, Superannuation & Financial Services Industries well under way and lenders coming under fire for the way they have conducted themselves in recent time, lenders have already started to act to save their image. One way lenders have started to combat these negative findings it to batten down the […]
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What determines an interest rate change?
What determines an interest rate change?
Whilst everyone with a mortgage keeps an eye on the RBA Cash Rate announcement each month to determine what will happen with their current interest rate, there are multiple other factors that come in to play when banks determine your interest rate. A very important factor and one you should keep your eye on is […]
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Do you know your credit score?
Do you know your credit score?
If you’ve heard the term ‘credit score’ but don’t know your own, it’s time to find out, because it’s one of the most vital parts in determining your financial health. Many people think that a credit score only really matters when it comes to being approved for a loan or credit card, but it goes […]
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The 2018-2019 Federal Budget has been announced – so what does it mean for you?
The 2018-2019 Federal Budget has been announced – so what does it mean for you?
On Tuesday 8 May 2018, the Federal Treasurer Mr Scott Morrison handed down the 2018-2019 budget. Whilst there was emphasis on bringing the budget back to surplus earlier than originally planned, as well as individual tax cuts, we have prepared a tax and superannuation brief to help break down all of the announcements and what […]
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Good News story – home loan arrears continue to decline
Good News story – home loan arrears continue to decline
There are many articles in the press that are pessimistic and depressing regarding home loan borrowers. This article proves there is good news as well. Australian home loan arrears fell during the month of October, continuing the trend from previous months, according to S & P Global Ratings. Australian home loan arrears for prime residential […]
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What is Your Credit Rating?
What is Your Credit Rating?
If you are applying for a loan, or any type of credit, you can obtain a credit report which contains information about your credit history. All lenders obtain a credit report on you when you apply for a loan and often your credit rating will play an important role in the application process. What information […]
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