Study and training loans update

Indexation rate calculation change

The ATO have announced the HELP/Study debt changes that will flow through to clients’ HELP/Study accounts once the law is finalised.

The credits or refunds will be applied as follows:

  • The ATO are working their way through the credits to be applied, and expect to finish by end of Jan 2025
  • Where the person has a Study debt, the credit will be offset within that Study debt account
  • Where the Study loan has been paid off in full, the credit will transfer to the income tax account
  • If the person has income tax/ICA debts, the credit will be applied against those debts, and then refund any balance
  • If the person has other Government debts, like Centrelink, the credit will be offset against that
  • If the person has no other debts across all Commonwealth government agencies, the credit will refunded using the bank details on file with ATO.

CONTACT ALLAN HALL BUSINESS ADVISORS

Related reading

https://www.ato.gov.au/individuals-and-families/study-and-training-support-loans/study-and-training-loans-what-s-new