Bookkeeping

If you’re a small business owner, it’s important to understand SG Calculation Changes because they could affect how much you owe and for which employees.

When Payday Super kicks in 1 July 2026, it will change how much your payroll system has to do, how often it has to do it, and how little room there is for error.

The penalty framework under Payday Super is designed to be taken seriously. A 60% admin uplift on top of shortfall amounts can turn a small oversight into an expensive problem.

The businesses that navigate their Payday Super transition smoothly are the ones that start planning now. Cash flow surprises are the kind of problem that’s far easier to prevent than to fix.

With Payday Super approaching, now is the time for SMSF trustees and employers to confirm that their systems, bank accounts and SuperStream details are up to date.

If your business uses the ATO’s Small Business Superannuation Clearing House to process super payments, this is important: the service is shutting down on 1 July 2026. Read what you need to do now.

From 1 July 2026, super must be paid every payday — not quarterly. That means tighter cash flow, tougher penalties and payroll systems that must keep up. Here are the key changes every small business needs to prepare for now.

The good news is there’s time to prepare for Payday Super, but it’s something that should be reviewed well before July 2026, rather than rushed at the last minute.

Payday Super is the most significant shake-up to super in more than 30 years! The legislation has just passed so now is the time to get up to speed on Payday Super before the 1 July 2026 start date.