Our Services

Our responsibility to you is to ensure you receive the most appropriate strategic advice and service for your needs. Our financial planning services are centred on seven main areas:

• Wealth accumulation
• Cashflow management
• Financial modelling
• Retirement planning
• Risk management and asset protection
• Investment portfolio construction
• Aged care advice

Wealth Accumulation

If you are seeking to build wealth through your working life, we can provide assistance with:

• Tax effective savings options
• Asset allocation advice designed to provide long-term growth
• Superannuation advice
• Debt strategies

Cashflow Management

Managing cash flow effectively is essential to any financial plan. Whether you are seeking to actively grow your wealth through tactical investment strategies, or planning for retirement, we can help you effectively manage your cash flow in order to meet your financial goals.

Financial Modelling

We have developed financial modelling tools to help clients understand the implications of the financial decisions they make now or in the future. Our modelling allows us to create different scenarios for clients to determine the best way forward to meet their goals.

Retirement Planning

If you are planning your retirement or are already retired, the right financial planning advice can help you secure a comfortable lifestyle and ensure your assets are invested, transferred and ultimately passed on to the next generation in the most tax efficient manner. We can help you with:

• Superannuation investment strategies
• Tax effective retirement income streams
• Lump sum investment advice
• Redundancy management
• Social security benefits

Our experts have experience in industry and retail Super funds and in Super fund selection. We work closely with our SMSF advice team at Allan Hall Business Advisors to offer a full service of Fund establishment and strategic investment solutions.

Risk Management and Asset Protection

Insurance is an important risk management tool that can protect you and your family from financial hardship caused by unplanned events. Allan Hall Financial Planning will work with you to identify your risks and implement a cost-effective risk management program for your specific requirements and circumstances. If you have existing insurances, we can review these arrangements to ensure you avoid the costly mistake of being under-insured or over-insured. We can help you with:

• Life Insurance
• Total and Permanently Disabled (TPD) Insurance
• Income Protection Insurance
• Trauma Insurance
• Business Insurance

Investment Portfolio Construction

Understanding your financial situation, investment goals and risk tolerance is the first task in constructing an investment portfolio. This helps us determine an appropriate asset allocation for your funds. Implementing and maintaining a diversified portfolio is essential to any long-term investment strategy to mitigate risk. We have access to a wide range of professionally researched managed funds and listed securities that can be tailored to meet your portfolio needs.

Aged Care advice

It can be difficult to plan, both financially and emotionally, for the move into an aged care facility. When the time comes, you may find yourself being confronted with a complex range of questions and decisions. Ensuring that you make the right decisions about aged care will depend upon a multitude of factors. We can provide specialist aged care advice to help ensure that the decisions you and your family make will be the right decisions, whilst taking into consideration the impact to your financial situation, age pension entitlements and aged care costs.