As a general rule, you should consider meeting with a financial planner when major events occur in your life that may require a review of your financial or personal situation. These could include:
- Ensuring you are on track to achieve your retirement objectives
- You have equity in your property you wish to invest
- You have recently obtained a mortgage or have had children
- You have just paid off your home
- You have received a lump sum of money through perhaps, redundancy or inheritance
- You need to update or implement personal insurances so your family is protected in case of sickness, injury or death
- You are looking to start or increase your investment portfolio
- You are thinking of starting or running a business
- You are pending retirement or you have recently retired
Family FreeTravelling, first job/building career, enjoying life
- Do I need insurance?
- Should I start an investment plan?
- How can I pay for my first property?
Young FamiliesPaying mortgage, raising and educating children, cash flow tight
- Life insurance, income protection imperative
- Wills needed
- Can I own my home quicker?
- How is my super tracking?
Established FamiliesMortgage under control, super looking healthy, children less dependent
- Do I still need insurance? If so how much?
- How much do I need to retire?
- Transition to retirement
- Is an SMSF right for me?
- Can I help my children get their first home?
- Estate Planning
- Aged Care for parents
Empty NestersEnjoying life, travelling, hobbies, part-time work
- Super investments, pension phase
- Managing income
- Centrelink Age Pension
- Aged Care considerations
- Grandchildren’s education
- Estate planning